Franklin Templeton and SWIFT Advance Tokenized Finance Infrastructure
Tokenized money market funds and digital bank deposits are transitioning from experimental phases to operational financial infrastructure, as highlighted at Consensus Hong Kong 2026. Franklin Templeton is targeting the $10 trillion money market fund market with on-chain issuance, aiming to make traditional instruments 'cheaper, better, and faster' through blockchain technology.
SWIFT is exploring tokenized deposits without disrupting bank balance sheets, while institutions globally are building systems for 24/7 settlement and on-chain liquidity. Despite progress, tokenized assets remain a niche segment compared to the $200 trillion global wealth market.